Tax47 vs FlyFin - 1099 Taxes
FlyFin - 1099 Taxes has a CPA prepare and e-file your federal and state returns. See how it compares with Tax47 on price, account needs and tax credits.
Disclosure: Tax47 is our app. This comparison is written honestly, including the places where FlyFin is the better fit. Ratings and pricing are from the US App Store as of September 2026.
Quick answer
FlyFin - 1099 Taxes by AI FlyFin Inc, listed on Google Play as FlyFin: Effortless 1099 Taxes, is a tax filing service for freelancers and 1099 workers. It has been on the App Store since 2021 and runs on iPhone and Android. The pitch is AI expense tracking plus an assigned CPA who prepares and e-files your federal and state returns. The catch is price: the App Store lists no in-app purchases and the description quotes no price, so what the service costs is not on the store page.
Tax47 (listed as Tax Calculator USA - Tax47) estimates your federal tax, refund or balance due before you file, on iPhone, iPad and Android. It is free to download and needs no account. It runs its calculations on the device.
These apps do two different jobs. If you want a CPA to prepare and file a return built around 1099 income and business expenses, that’s FlyFin. If you want to check your refund, withholding or self-employment tax yourself during the year, that’s Tax47. Many freelancers will want both: an estimate during the year, then a filed return in the spring.
Side-by-side
| Feature | Tax47 | FlyFin - 1099 Taxes |
|---|---|---|
| Platforms | iOS + Android (iPhone and iPad) | iOS + Android (iPhone only, no iPad app) |
| US App Store rating | 4.88 (16 ratings) | 4.49 (549 ratings) |
| Last updated | August 2026 | September 2026 |
| Free-tier limits | Free to download. Limits not stated | Free to download. The listing names no free tier, trial or limit |
| Paid plans | Pro is $4.99 a week or billed yearly, and the App Store lists annual Pro entries from $1.99 to $29.99. 7-day free trial | None listed. Filing prices are not listed on the store page |
| Refund or amount-owed estimate | Yes, shows your refund or how much to set aside, on your own | Partial. The CPA calculates your taxes inside the filing service; no self-serve estimator is stated |
| Files (e-files) a federal return | No, it estimates before you file | Yes, the assigned CPA e-files it after you review and e-sign |
| State taxes | Not stated | Yes, federal and state returns |
| Self-employment tax | Yes, Social Security, Medicare and additional Medicare tax | Yes, Schedule C for freelancers, 1099 and W-2 workers |
| Quarterly estimated tax | Yes, inside the self-employment tax calculator | Yes, AI and CPAs help calculate it |
| Credits covered | Child Tax Credit, Childcare Credit, EITC | Not stated |
| One Big Beautiful Bill changes | Yes, before-and-after comparison under P.L. 119-21 | Not stated |
| Multiple jobs / income sources | 12 income and deduction forms since version 2.1.0 (February 2026); multiple jobs not stated | Several income sources and entity types; separate profiles not stated |
| Human tax expert | Not stated | Yes, an assigned CPA with unlimited questions and Zoom calls |
| Expense and write-off tracking | Not stated | Yes, AI scans your expenses for write-offs; bank linking through Plaid |
| Tax document upload | Not stated | Yes, 1040, 1099s and Schedule C, auto-filled by AI |
| Business-entity returns | Not stated | Yes, sole proprietor, LLC, S-Corp, K-1 |
| Saved scenarios | Yes, compare a raise, a new job or new withholding | Not stated |
| Export | Not stated | Not stated |
| Languages | 1 (English) | 1 (English) |
| Ads | App Store: none declared; Google Play: Contains ads | No |
| Account required | No | Yes, for the CPA, e-sign and linked accounts |
| Data stays on device | Yes, keeps your data on the device, with no account | No, documents are uploaded and a CPA prepares the return |
| Privacy label | Data Used to Track You: Identifiers. Data Not Linked to You: Identifiers, Usage Data, Purchases | Data Used to Track You: Identifiers. Data Linked to You: Financial Info, Contact Info, Identifiers, Usage Data, Diagnostics |
Where FlyFin - 1099 Taxes wins
It files the return, and a CPA does the work. FlyFin’s listing says you are assigned an expert CPA who prepares your federal and state returns for your review and e-sign, and that “the CPA e-files the return”. You can ask that CPA unlimited tax questions or book a Zoom call in the app. Reviewers praise the assigned CPA. Slow replies, from support or from the CPA, are a recurring complaint. Tax47 stops at the estimate and does not e-file.
It finds write-offs in your spending. The listing says its AI scans your expenses and flags tax write-offs, and bank linking runs through Plaid. You can also upload last year’s 1040, your 1099s and Schedule C, and the AI auto-fills the tax information. Reviewers say it sorts expenses and finds deductions fast. They describe swiping through transactions and marking each one as a deduction or not. Tax47 calculates self-employment tax and quarterly payments, but its listing does not mention expense tracking, bank links or document upload.
It covers business entities and backs the return. The listing names sole proprietors, LLCs, S-Corps and K-1s. It includes Full Audit Insurance at no cost, and the listing says your CPA deals with the IRS. It also offers a 100% refund “if you are dissatisfied with the service & don’t want our CPAs to prepare your returns”. One reviewer notes that partnership LLCs were not part of the standard paid plan, so check coverage before you commit.
It has a longer track record. FlyFin has been on the App Store since 2021 and holds 4.49 from 549 US ratings. On Google Play it sits at 3.8 stars across 480 reviews, with over 50,000 Android installs. Reviewers say it cost less than a tax preparer they had paid before, or that it was worth the price. Tax47 has been on the App Store since 2025. Its 4.88 comes from 16 US ratings, which is too few to compare.
Where Tax47 wins
You see your number before anyone files anything. Tax47 shows your estimated refund, or how much to set aside before the deadline. It also checks whether your paychecks withheld enough. FlyFin’s listing states no self-serve estimator. With FlyFin, the CPA calculates your taxes as part of the filing service, and some reviewers mention the calculation only showed up after paying. If you want the number during the year, before you pay anyone to file, that’s Tax47’s job.
Its prices are on the store page. Tax47 is free to download. Pro is $4.99 a week or billed yearly, and the App Store lists annual Pro entries from $1.99 to $29.99. 7-day free trial. FlyFin’s store page lists no in-app purchases and no prices. In FlyFin reviews posted between 2022 and 2025, a recurring complaint is billing, paywalls and the free-trial sign-up.
It models the law changes and credits. Tax47 compares your taxes before and after the One Big Beautiful Bill (P.L. 119-21), including the deductions for tips, overtime and car loan interest on US-assembled vehicles. It covers the Child Tax Credit, Childcare Credit and EITC. You can also save scenarios to see how a raise, a new job or new withholding would change your refund. FlyFin’s listing names no tax year, no law changes and no credits.
No account, no bank link. Tax47 needs no account and runs its calculations on the device. It works on iPad as well as iPhone and Android. FlyFin needs an account, and its listing has you upload tax documents while its AI analyzes your expenses. Its privacy label lists Financial Info and Contact Info under Data Linked to You. Reviewers raise worries about who can see their bank data, and bank sync or statement import failing is a recurring complaint. Both apps’ labels list Identifiers under Data Used to Track You.
Pricing
- Tax47 is free to download. Pro is $4.99 a week or billed yearly, and the App Store lists annual Pro entries from $1.99 to $29.99. 7-day free trial.
- FlyFin - 1099 Taxes by AI FlyFin Inc is free to download. The store page lists no in-app purchases, and the description quotes no price, plan name or trial length. Filing prices are not listed on the store page. Reviewers name paid tiers such as Basic, Standard and Premium, but what each includes is not spelled out on the store page.
A year of FlyFin can’t be priced from store sources, so compare what each app does instead. Tax47 gives you an estimate you run yourself. FlyFin sells a return a CPA prepares and files.
Which one should you pick?
Pick FlyFin - 1099 Taxes if you have 1099 or business income and want an assigned CPA to prepare and e-file your federal and state returns, you want AI to go through your expenses for write-offs, and you are fine with an account, linked accounts and a price that is not on the store page.
Pick Tax47 if you want to estimate your refund or balance due, your self-employment tax and quarterly payments, or the effect of the One Big Beautiful Bill before you file. You get that with no account and no bank link, on iPhone, iPad or Android.
Want the numbers before you install anything? Our free 1099 tax calculator and estimated quarterly tax calculator run in the browser with no download. For the wider field, see our roundup of the best tax calculator apps.
Frequently asked questions
Is FlyFin - 1099 Taxes free?
It is free to download, but the App Store lists no in-app purchases and its description quotes no price, plan name or trial length. Filing prices are not listed on the store page. Tax47 is free to download. Pro is $4.99 a week or billed yearly, and the App Store lists annual Pro entries from $1.99 to $29.99. 7-day free trial.
Does Tax47 file my return like FlyFin - 1099 Taxes does?
No. Tax47 estimates your federal tax before you file and does not e-file. FlyFin's listing says an assigned CPA prepares your federal and state returns for your review and e-sign, then e-files the return.
Can FlyFin - 1099 Taxes estimate my refund before I pay for filing?
Its listing does not describe a self-serve estimator. It says a dedicated CPA reviews every deduction and calculates your taxes as part of the filing service, and some reviewers mention that the calculation only showed up after paying. Tax47 shows your estimated refund, or how much you need to set aside before the deadline, without an account.
Which is better for 1099 and self-employment income, Tax47 or FlyFin - 1099 Taxes?
They do different jobs. FlyFin's listing is written for freelancers, self-employed people and 1099 workers: it covers Schedule C, scans linked accounts for write-offs, helps with quarterly tax, and has a CPA file the return. Tax47 calculates self-employment tax (Social Security, Medicare and the additional Medicare tax) with quarterly payment estimates, so you can check the number yourself during the year. Many people will want both: an estimate during the year and a filed return in the spring.
Do I need an account or a bank connection for FlyFin - 1099 Taxes?
Yes to the account. FlyFin's listing describes bank linking through Plaid and uploading tax documents such as last year's 1040 and your 1099s, and its privacy label lists Financial Info and Contact Info under Data Linked to You. Tax47 needs no account and runs its calculations on the device. Both privacy labels list Identifiers under Data Used to Track You.
Does FlyFin - 1099 Taxes cover the One Big Beautiful Bill changes?
Its listing does not say. The description names no tax year and no law changes, and every release note reads as general improvements and bug fixes. Tax47 has a calculator that compares your taxes before and after the One Big Beautiful Bill (P.L. 119-21), including the deductions for tips, overtime and car loan interest on US-assembled vehicles.