Tax47 vs Keeper: Tax Filing & Expenses

Quick answer

Keeper: Tax Filing & Expenses by Keeper Tax Inc., which its description calls Keeper, prepares and files your return with the IRS and all 50 states, and its in-house tax pros review each return before it is filed. It has been on the App Store since 2019 and runs on iPhone and Android. It’s free to download, but the store page doesn’t say what filing costs.

Tax47 (listed as Tax Calculator USA - Tax47) estimates your federal tax before you file: your refund or what you owe, self-employment tax, credits, and a before-and-after comparison for the One Big Beautiful Bill. It’s free to download and runs its calculations on the device with no account. It does not file a return.

They do two different jobs. If you want your return prepared, checked by a person and filed, with write-offs tracked from your bank all year, pick Keeper: Tax Filing & Expenses. If you want to know where you stand before you file and test what a raise or a withholding change does, pick Tax47. You might end up using both: an estimate during the year, then a filing app in the spring.

Side-by-side

Where Keeper: Tax Filing & Expenses wins

It files the return. Keeper’s description says you can “File with the IRS and all 50 states” from your phone or computer. Tax47 stops at the estimate, and its listing doesn’t mention state taxes. If you need a filed federal and state return, Keeper is the only one of the two that gets you there.

A person checks your work. The listing says its in-house tax pros “advise, review, and sign off on every tax return”, and you can book a video call with a dedicated tax expert. There’s also an AI tax assistant that answers questions 24/7. Reviewers praise having a tax pro look over the return before it goes to the IRS. Reviewers also say support can be hard to reach, with an AI bot first and slow answers.

Write-offs tracked all year. Connect your banks or credit cards and Keeper tracks tax-deductible expenses year-round. The listing claims 300+ checks to catch every credit and deduction. You can also upload a prior-year return to look for missed opportunities. Reviewers say it suits freelancers, 1099 workers and small-business owners, and they praise the bank-linked tracking. The bank feed itself is a recurring complaint, though: cards that disconnect or won’t link, and entries that can’t be edited.

Complex income and a long record. The description covers S-Corps, rental properties, K-1s, investments and stock options. Keeper has been on the App Store since 2019, holds 4.78 from 12,800 US ratings, and was updated in September 2026. On Google Play it has 4.5 stars and over 100,000 installs. Tax47’s 4.88, by comparison, comes from 16 ratings.

Where Tax47 wins

No account, no bank link. Keeper’s privacy label lists Financial Info, Contact Info, Identifiers, Usage Data and Diagnostics as data linked to you. The app is also built around connecting your banks and cards. Tax47 needs no account and runs its calculations on the device. To be fair, both labels declare data used to track you: Usage Data for Keeper, and “Data Used to Track You: Identifiers” for Tax47.

Written around the One Big Beautiful Bill. Keeper’s listing names no tax year and no law change. Its release notes are all generic bug-fix entries like “Bug fixes and improvements”. Tax47 compares your taxes before and after the One Big Beautiful Bill (P.L. 119-21), including the deductions for tips and overtime income and the car loan interest deduction for US-assembled vehicles. It also names the credits it works out: the Child Tax Credit, the Childcare Credit and the Earned Income Tax Credit.

What-if answers before you file. Keeper’s listing mentions a real-time estimate of your tax liability, but nothing about saved scenarios. Tax47 lets you save several calculations and see how a raise, a new job or a change to your withholding moves your refund. It also checks whether you withheld enough and shows your effective tax rate. And it runs on iPad as well as iPhone and Android, while Keeper’s iOS app is iPhone only.

Pricing

• Tax47 is free to download. Pro is $4.99 a week or billed yearly, and the App Store lists annual Pro entries from $1.99 to $29.99. There’s a 7-day free trial.
• Keeper: Tax Filing & Expenses by Keeper Tax Inc. is free to download. Filing prices are not listed on the store page: the App Store lists no in-app purchases, the description gives no prices, and Google Play shows a range of $4.99 to $79.99 per item with no plan names. The description says “Smart audit protection included” but doesn’t say what it’s included with.

Tax47 lists its Pro prices on the store page. You can’t price a year of Keeper from its store pages, and surprise charges are a recurring complaint in its reviews, with some reviewers saying they were refused a refund.

Which one should you pick?

Pick Keeper: Tax Filing & Expenses if you want your federal and state return prepared, reviewed by a tax pro and filed, you have self-employment, rental or K-1 income, and you want deductible expenses pulled from your bank and cards all year. Check the price in the app before you commit, since the store page doesn’t list it.

Pick Tax47 if you want to know your refund or what you owe before you file, compare your taxes before and after the One Big Beautiful Bill, and test a raise or a withholding change on an iPhone, iPad or Android phone without an account. You’ll still need something to file with when the time comes.

Weighing more than these two? Our roundup of tax calculator and filing apps covers the wider field. If you’re self-employed, our free 1099 tax calculator and estimated quarterly tax calculator run in the browser with no download and no account.